Looking for Property Portfolio Insurance?

For landlords who own multiple properties, keeping track of the buildings cover for the different locations can be tricky. In situations like this, Property Portfolio Insurance could be the perfect solution.

Here at Adler Insurance Group, we offer insurance to cover the specific needs of each individual property owner.

We understand that owning a varied portfolio can be the secret to success in the property market, but the huge range of commercial and residential property types - not to mention the various tenancy arrangements - can often make it difficult to keep up to date. That’s why we work closely with every client to ensure the policy we provide offers the cover that’s required.

The benefits of multiple property insurance

There are plenty of reasons why landlords may consider getting portfolio insurance for their collection of properties.

For one thing, having a single policy is much easier to manage - there’s a single payment (with the option of paying by monthly Direct Debit) and only one renewal date to remember.

It also means that you only have to deal with one insurer for all your properties. This will allow you to forge a relationship with the provider and if you need to make any claims, our dedicated in-house claims team will help make the process as simple as possible.

In addition, having a single policy instead of many can often result in significant savings, ensuring you get the best return on investment for your property portfolio.

What’s covered?

Portfolio insurance is generally the best option for property owners with multiple properties spread out over different locations. If you’re seeking insurance for a single building with more than one residence, it may be that block insurance or freeholder insurance could be a better choice.

Our portfolio insurance offers comprehensive building cover, which can include fire, storm, flood and subsidence protection, as well as cover for accidental damage and malicious damage caused by tenants.

The policies include property owner’s liability as standard and can also include employer’s liability cover, upon request - the latter offers protection should you need to hire somebody, for example, to carry out maintenance work.

In addition, our portfolio insurance can also offer:

• Building sums insured index linked or day one up lift of up to 50 per cent
• Loss of rent cover
• Alternative accommodation
• Legal protection

If you’re looking for specialist extras, such as terrorism cover or lift inspection and maintenance cover, these can also be provided for an additional premium.

Landlords - find insurance with help from Adler Insurance Group

Whether you are the property owner or a management company responsible for insuring a client’s portfolio, Adler Insurance Group can help you find a solution that suits your particular requirements. Our policies can be provided to cover anything from a handful of flats in London, to a massive collection of properties spread out across the UK.

We have more than 30 years of experience in providing landlord buildings insurance for a variety of specialist situations and our bespoke policies enable us to create a plan that covers exactly what you need.

To find out more, contact us today for a quote or to discuss your situation in detail. One of our expert advisors will be happy to help.

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