Block of Flats Insurance
If you are responsible for arranging Insurance for a Block of Flats then you will want to be sure that the premium and cover meets your requirements. The cheapest premium does not always mean that you are getting the best value of cover for your money.
We are able to offer quality bespoke insurance cover at competitive prices for Blocks of Flats by working closely with clients to identify their specific requirements.
Policy benefits:
- Building Cover including, Accidental Damage, Fire, Storm, Flood, Subsidence etc.
- Building Sums Insured index linked or Day-One uplift of up to 50%
- Property Owners Liability of up to £5,000,000
- Cover for Malicious Damage caused by tenants
- Loss of Rent Cover / Alternative Accommodation
- Employers Liability
- Automatic Cover for Communal Areas, such as hallways, private roads & car parks etc.
- No reduced cover or increased excess in respect of unoccupied flats
As well as the policy covering the above we are also able to offer additional covers including:
- Directors and Officers Liability Insurance covering the Residents Association and the Directors against negligent acts or omissions.
- Lift Inspection and Maintenance Cover as required by European Lift Directive.
- Terrorism cover can be added onto the policy for an additional premium.
If you are a Property Management Company or Director of a Residents Association, Adler Insurance Brokers Limited offers you an excellent level of service and competitive premium levels to suit your needs.
Adler Property – the cornerstone of a robust property insurance package.
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