Are you searching for freeholder insurance?

If you own the freehold, then freeholder insurance could be the right option for your situation. Freeholder insurance is a must for anyone responsible for the maintenance and upkeep of a building and the property surrounding it.

If you’re looking for freeholder insurance, Adler Insurance Group can help.

We understand that finding the right cover can be a difficult process. After all, when choosing freeholder insurance, you will have very specific needs that must be fulfilled and you won’t want to pay for anything you don’t require. That’s why we work closely with clients to provide competitive and tailored policies for a wide range of circumstances.

Why choose freehold flats insurance?

Freeholder insurance is generally the correct option for a building that has been converted into flats - usually large houses, but sometimes office blocks, warehouses and barns are also turned into apartments.

In these cases, the freehold of the property can be owned by one person who charges the owners of the flats ground rent or a service charge, or it can be distributed amongst the owners of each separate flat. Sometimes the owners hold equal shares of the freehold and other times they own different amounts, depending on various factors such as the size of each flat.

Determining whether freehold insurance is right for your situation can sometimes be confusing so Adler Insurance Group will make sure that the policy fulfils all of the requirements that have been set out in any previous agreements.

Of course, it may be possible that your building requires a different kind of insurance altogether. For example, apartment block insurance might be the better option for property management companies requiring cover for a larger block of flats.

The best way to proceed is to get in touch with a specialist like Adler Insurance Group who can provide advice and assistance in helping you to choose the right policy for your situation.

What the policy covers

Getting freeholder buildings insurance for flats is a wise decision as it provides financial protection in case of damage to the structure or any communal areas - like private roads, car parks and hallways. This can help to avoid conflict amongst neighbours, should something require repair.

Our insurance policies can include cover for accidental damage, fire, flood, storm and subsidence. They can also include property owner’s liability and employer’s liability should you need to hire somebody to carry out repair work.

Depending on your situation, a number of additional extras are also available to provide protection in special circumstances - these could include additions such as lift inspection and maintenance cover, directors and officers insurance as well as terrorism cover.

Protect your property with help from Adler Insurance Group

Here at Adler Insurance Group, we have more than 30 years of experience in providing specialist buildings insurance for every kind of situation and we are committed to helping our clients find a solution, whatever the requirements.

To discuss our freeholder insurance policies in more detail, or to find out which type of cover is right for you, contact us today or request a quote. A friendly member of our team will be happy to provide assistance and ensure that you get a policy that leaves you - and your fellow freeholders - adequately covered.

You may also want to subscribe to our free newsletter. This can be a useful tool for anyone that is responsible for procuring buildings insurance for flats.

Adler Property – the cornerstone of a robust property insurance package.