Let us give you the confidence to start planning your pension and retirement today.
Retirement may be a long way off for you at the moment, but that doesn’t mean you should forget about it. The sooner you start to plan for the future, the easier it is to build up the kind of money you need to enjoy the life you want. There are lots of different ways to save for your future, including pensions, investments and property. You might decide to focus on just one, or you could choose a combination of options to suit your lifestyle and personal needs.
We will guide you step-by-step through the decision process and myriad of options, so that you can make informed financial and retirement decisions that are right for your circumstances. We understand that purchasing a retirement product is an incredibly important personal and financial decision, so we work hard to help ensure you get that right.
Remember, all personal pension contributions are paid net of basic rate tax, meaning that your contribution will have a basic rate tax credit added to it by HM Revenue and Customs. This is the case, even if you currently have no income.
The opportunities to develop your own pension arrangements have never been better. You should remember that inflation could erode the value of your pension in the future, so it’s important to review your pension provision on a regular basis to ensure your contributions will be enough to help you live the retirement you want.
The value of a pension can go down as well as up so you may not get back what you invested.
Tax treatment depends on individual circumstances and may be subject to change in the future.