If you own, manage or are resident in a block of flats, tenement or residential apartment block, you’ll need specialist insurance because regular buildings insurance policies will not always provide the level of cover required to ensure complete protection.

Block of flats insurance (also called block insurance) is designed for a range of property types, including houses converted into flats and large purpose built blocks. We can arrange a policy for the freeholder, leaseholder or management company to ensure the property is covered.

Adler Insurance Group is a specialist broker for blocks of flats insurance, and we are well-known as providers of cover for a wide range of purpose-built and converted properties. Cover can usually be arranged on an all risks basis, covering fire, storm, flood, subsidence and escape of water.

We offer comprehensive block insurance at competitive premiums, and we work with a panel of household-name and specialist insurers to provide a range of insurance products that are specially-designed for apartment blocks and blocks of flats.

If you are a resident living in a block of flats or apartment block, you’ll know that the insurance of the building is a responsibility which is jointly shared. Your property management company may take care of these matters on your behalf, but it could be that a group of the residents have opted to take on management of these tasks themselves. Either way, block of flats insurance would be the correct choice for your residence.

Policies available from leading UK Insurers including Aviva, Allianz, AXA, Covéa, RSA and Zurich.

insurer logos block insurance flats property freeholder

What we offer

  • Block of Flats

    If you own, manage or are resident in a block of flats, tenement or residential apartment block, you’ll need specialist insurance because regular buildings insurance policies will not always provide the level of cover required to ensure complete protection. Block of flats…

  • Freeholder

    Do you live in, or own a block of flats? If you are looking for insurance that will cover the flat or apartment building in which you live, you may need freeholder insurance. Freeholder insurance is generally the correct option for a…

  • Property Managers & Agents

    If you are responsible for arranging insurance for blocks of flats, rental apartments or commercial buildings for other building owners, you need to be certain you’ve got the right policy with all the right cover. What’s more, you’ll want to make sure…

  • Landlords

    Whether you have a rental portfolio or just one property to let, you’ll need more than just house insurance to cover you if things go wrong. Landlord insurance is designed to help stop mishaps – such as flooding, burst pipes, broken windows…

  • Residents Management Companies

    For the residents living in a block of flats, it is important to have a representative body to represent them and ensure that the building is safe and properly maintained. This normally includes that body arranging insurance for the entire building, often…

  • Residents Association

    Taking care of a block of flats or apartments is a lot of work and a residents’ association can play an active part in making sure the building, its facilities and general upkeep are all properly maintained for the benefit of the…

  • RTM – Right to Manage

    Right to Manage (RTM) Insurance Creating a right to manage (RTM) can be extremely useful for the owners and tenants in a block of flats. Not only can it result in savings on the buildings insurance and other cover for everyone involved,…

  • Directors & Officers Liability

    Our directors and officers liability insurance policy gives senior decision-makers the protection needed whilst acting on behalf of your company. Covering your directors against claims brought against them, our policy is designed to help you cope with the strict legislative and regulatory…

  • Engineering & Inspection

    If you are responsible for the maintenance, repair and insurance of a property, and that property contains a lift, boiler or pressure plant, then you will need to consider Engineering and Inspection services. Usually, within blocks of flats, various types of machinery are…